Self Employed and Low-Doc Loans

Getting finance when Self Employed can be challenging at times.

There can be may reasons why your current lender can’t assist, and you need the help of a licensed finance broker, like:

• recently commenced business, with no financials yet completed
• low taxable income (or declared losses), or recent changes in business structure
• difficult to verify income or substantiate your income to the lenders satisfaction
• need money for expansion or some other reason.

And if looking to get a home loan, you:

• Only have Small or No deposit saved towards purchase
• Your Deposit or Savings evidence not satisfactory to your bank
• Have no records of savings over 6 month period
• Need to borrow up to 97% of purchase price
• Have Impaired Credit Rating, Defaults, Judgements, ATO payments outstanding, Arrears or Late Payments
• Bankruptcy, Liquidation or Scheme of arrangement
• Need to get a Consolidation loan to put everything into one loan and ease the payment burden
• Have a High level of borrowings/debt servicing ratio. Too many loans/cards to consolidate
• Equity in any type of Real Estate – but still can’t get a loan

And many many other seemingly restrictive or unreasonable limitations.
These and many more are situations where we have assisted our clients.

We can help you find a loan.

For more information call us today or 8447 5483 or send us an email.