Self Employed and Low-Doc Loans

Getting finance when Self Employed can be challenging at times.

There can be may reasons why your current lender can’t assist, and you need the help of a licensed finance broker, like:

  • recently commenced business, with no financials yet completed
  • low taxable income (or declared losses), or recent changes in business structure
  • difficult to verify income or substantiate your income to the lenders satisfaction
  • need money for expansion or some other reason.

And if looking to get a home loan, you:

  • Only have Small or No deposit saved towards purchase
  • Your Deposit or Savings evidence not satisfactory to your bank
  • Have no records of savings over 6 month period
  • Need to borrow up to 97% of purchase price
  • Have Impaired Credit Rating, Defaults, Judgements, ATO payments outstanding, Arrears or Late Payments
  • Bankruptcy, Liquidation or Scheme of arrangement
  • Need to get a Consolidation loan to put everything into one loan and ease the payment burden
  • Have a High level of borrowings/debt servicing ratio. Too many loans/cards to consolidate
  • Equity in any type of Real Estate – but still can’t get a loan

And many many other seemingly restrictive or unreasonable limitations.
These and many more are situations where we have assisted our clients.

We can help you find a loan.

For more information call us today or 8447 5483 or send us an email.

Great personal service. I’d highly recommend select finance to anyone needing finance!

Ash - Adelaide

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